Wema Bank Airtime Recharge Code

Wema has been operating for over 73 years so the bank is a very experienced one when it comes to banking. They have lot of customers in Nigeria and if you are one of them, I’m sure you are here because you want to know wema bank airtime recharge code. Let’s get to it.

wema bank airtime recharge code


The Wema Bank USSD service registration is a very simple one. To start, dial the code *945# and attempt to carry out any transaction and you will be prompted to register. You will be required to enter details of your bank account which includes your bank account number and debit card number.

After that, you will be required to create a USSD PIN, this PIN should be 4 digits and something you can remember easily. The PIN is for security, it gives only you the owner access to performing transactions on the USSD platform. With your PIN created you are now eligible to purchasing airtime with the *945#.

Wema Bank Airtime Recharge Code

The code to buy airtime, card or credit from your wema bank account is a version of *945# which also doubles as their . This code does not require data and it can work with any GSM phone, not necessarily a smartphone. You can carry out various banking transactions with this code on the Wema Bank USSD platform but because you asked for the recharge code, we will focus only on that.

How to Recharge

Self top-up and third party top-up are the two ways one can purchase airtime using the *945# USSD code. The 1st involves purchasing airtime for the phone number linked to your Wema Bank account while the 2nd involves purchasing airtime for any other phone number other than the one linked to your Wema Bank account. See how both can be done below.

Self Recharge

Self Top-up can be done by dialing *945*Airtime Amount# on your mobile phone (example; *945*500#) and then entering your USSD PIN to approve.

Third Party Top up

Third-Party top-up can be done by dialing *945*Recipient’s phone number*Airtime Amount# (e.g. *945*09088776654*400#) and then entering your USSD PIN to approve.

The amount for the airtime will be deducted from your bank account if the transaction is successful and you will also get an onscreen notification.

Note that purchasing airtime with this code is not reversible, once done you cannot undo. For this reason, ensure that you enter the phone number of the beneficiary correctly to avoid errors.

Other Information

It does not end with knowing the wema recharge code and knowing how to use it to top-up airtime, there are other important information you should know if you will be using this code. We’ll be discussing them in this section.

Networks you can Recharge

You can use the Wema Bank USSD code to recharge Glo, MTN, Airtel and Etisalat mobile networks. It works for all GSM networks in Nigeria.

Transaction Charges

Wema Bank made this service free of charge for self and third-party top-up. No extra amount of money will be deducted from your account other than the amount you are paying for the airtime.

Daily Recharge Limit

The Wema Bank’s daily recharge limit is N10,000 (Ten Thousand Naira Only). This means that it will be impossible for a person to recharge higher than this amount in a day.

Other banks code to load credit are Gtbank airtime recharge code, access bank airtime recharge code, zenith bank airtime recharge code

However, it is possible for one to increase this limit by visiting a Wema bank branch.

How to change PIN

In some situations, there will be a need for you to change your PIN. For example, if someone else discovers your password or you just want to change the PIN to something else more simpler to you. You can easily do so, just follow the below steps.

  • Dial *945#
  • Reply with 8 to navigate to the next page
  • Then reply with 2 to Change PIN
  • Enter your old PIN
  • Then, enter a new PIN
  • Re-enter the new PIN to confirm.

As easy as that and your USSD PIN will be changed to a new one.

Final Note

I’m sure if you’re asked what the code for recharging airtime with Wema Bank is, you will be able to tell not only that but also how it can be used.

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