Do you bank with Heritage? Have you been looking for a means to transfer money using your phone? Do you want to know the code to transfer money from heritage bank? If yes, then you did well by opening this page as you would be getting answers.
Every Nigerian who has a bank account has at one point or the other transfer money to someone else, it is a common bank transaction and it happens every day.
Banks thrive to make banking more convenient and easy for their customers to carry out and in that perspective, Heritage bank introduced a mobile USSD code that can be used to transfer money. The code shall be discussed in detail so you will learn how to use it and other related information.
Before you begin with any of these, make sure that the phone number you are using is that which is connected with your bank account i.e the one which you provided when you were registering your Heritage Bank account.
If you would like to make use of another phone number, ensure to visit your bank branch and add the new number to your account via the customer care.
The first thing you have to do to transfer money with the code is to register with their mobile banking platform.
Register with Heritage Mobile Banking
To register, all you have to do is dial *322*030# and follow the onscreen instructions.
You will be asked to provide details of your bank account which includes your nuban account number and the last 4 digits of your ATM PIN.
The final step of the registration will require you to create a 4-digit e-PIN. This is very important as the PIN is to protect your account, you should choose what you can remember as you would need it for all transactions you do with the mobile code.
Heritage Bank Transfer Code
The code to transfer money from Heritage bank is *322*030*Beneficiary Account Number*Transfer Amount#. All you have to do to use the code is to dial it and substitute the necessary details.
Take for example, you wish to transfer the sum of N20,000.00 (Twenty Thousand Naira Only) to a person whose bank account number is 1112223333. What you would dial is *322*030*1112223333*20000#.
The next thing you would do is to follow the onscreen prompts to select the bank of the beneficiary and enter your PIN to complete your transfer.
If your transfer is successful, you will be notified and of course, will receive a debit alert with the transfer amount being deducted from your bank account balance.
As you make your transfer, ensure that the details you provide are correct (most especially the bank account number of the beneficiary) so you won’t send money to the wrong person. A transfer sent cannot be undone unless after making queries at the bank.
Features of Heritage Code
Below are some features of the heritage code for transferring money which you should be aware of.
1.) It does not require the internet: Before now, transferring money with mobile phones was only possible with the use of mobile apps that make use of the internet and data. This transfer code is different, it does not use data and you do not even need to use a smartphone.
2.) It can be used on all GSM networks: The code is not limited to a particular mobile network in Nigeria, it works on all mobile networks. This means that the code would work on major mobile networks like MTN, Airtel, Glo, and 9Mobile.
3.) It is fast: Using the heritage bank code for transferring money is one of the fastest ways you can use in transferring money. Money transfer with this code is completed within minutes and it is faster than visiting the ATM or visiting the bank counter.
4.) It is available 24/7: You can make use of this transfer code any time of the day; whether it is day or night. The code also works on weekends and on public holidays on which Heritage bank do not operate.
5.) It is convenient: Being able to use this code anywhere you are makes it a very convenient means of transferring money from your account to that of someone else.
6.) It is secure: transferring money with this mobile code is authorized by a mobile PIN which makes it secure to use. You would not need to worry about someone else picking up your phone to carry out a transfer as they cannot do so without your consent.
10 Naira – 50 Naira depending on the amount you are sending.
The maximum amount of money you can transfer in a day with the heritage bank USSD code for money transfer is N100,000.00 (One Hundred Thousand Naira Only). For each transfer, the limit is N20,000 (Twenty Thousand Naira Only).
As to the number of times you can use the code in a day, there is no limit to that. You can use it for as many times as you want and you will be charged each time.
If you want to transfer money from your account with your mobile using heritage bank money transfer code, you now know what to do. Simply make use of the code provided in this article as instructed and your money will be on its way in just a few minutes.