First Bank introduced the mobile banking service ussd to make carrying out banking transactions simpler. It can be used to carry out different banking transactions but we shall be focused on using it as airtime recharge code since that is what you came here to find out.
This code requires no internet connection or data to use and it can be used on any phone provided that it is a GSM phone. What you need is mainly the phone number linked to your First Bank account. If you have this phone number with you, proceed to register for the USSD service so you can use the code to purchase airtime. If you do not, visit the customer care at your bank branch and change the phone number to a current one.
First Bank (officially First Bank of Nigeria Limited) is one of the top commercial banks operating in Nigeria. By gross earnings and total assets, the bank is the largest in the country and over 11 million Nigerians bank with First Bank. There are over 750 First bank branches in Nigeria and there is one in each of the 36 states.
Despite being a Nigerian bank, First Bank does not operate in Nigeria alone. The bank operates in other African countries like Ghana, Senegal and they also operate in the UK, UAE and China.
How to Register
First bank made the registration for their USSD service a very easy one. It can be done in 4 easy steps.
- Dial *894*0# from the phone number linked to your First Bank account
- Select your preferred debit card (if you have more than one First bank debit card, select the one you want to use for the service from the list)
- Enter the PIN of the debit card you selected
- Create a 5-digit PIN (You will be prompted to re-enter the PIN for confirmation)
By completing these 3 steps, you are now registered on the First Bank USSD platform. Now, this is how to purchase airtime using the USSD code.
Code to Buy Airtime from First Bank
The code is used differently for self recharge and third party recharge, we will be looking at how to do both.
To top up credit of the phone number registered to your account, you need to dial *894*Airtime amount# and enter your USSD PIN. Let’s say you want to recharge N4,000 airtime, simply dial *894*4000# and approve the purchase with your 5-digit PIN.
Note: Self recharge is for recharging only the phone number that is connected to your bank account. If you wish to recharge any other phone number you have which is not connected to your First Bank, you should use the third party recharge method.
To top up other phone numbers, you only need to dial *894*Airtime Amount*Beneficiary Phone Number# and enter your USSD PIN. Let’s assume you want to recharge N1,000 airtime for a friend whose phone number is 09054544476, simple dial *894*1000*09054544476# and approve the airtime purchase with your 5-digit PIN.
For both methods, your bank account with be deducted with the airtime amount on a successful recharge and the respective phone numbers will be credited with the airtime.
Mobile Networks you can Use
The code is supported by all GSM mobile networks in Nigeria and that includes the popular one like MTN, 9Mobile, Glo and Airtel. It can be used to recharge all.
Recharging airtime with the First Bank *894# is free of charge; you won’t pay any amount for self recharge or third party recharge. However, you would need to have at least N2 in your airtime balance as your network provider might charge you.
The maximum amount of airtime you can recharge in a day with the First Bank USSD code is not stated by the commercial giants. However, most customers have confirmed that you cannot recharge more than N10,000 in a day so we’ll take that to be the daily limit. There is no usage limit.
Customer Contact Details
Sometimes, you might encounter issues with using the USSD code. Issues like lost PIN or failed transactions while being debited is the common ones customers encounter. In such a situation, all you need to do is to contact First Bank via e-mail with firstname.lastname@example.org or via phone with 0700-34778-2668228.
If you have the chance, you can visit the customer care at your bank branch and report to them.
If there is anything a Nigerian wants, it is to avoid stress and thanks to the first bank airtime recharge code, you can bank at your comfort. If you ever need to purchase airtime, simply dial the code and follow the steps as instructed to complete your purchase.