Are you an FCMB customer? Do you need to purchase credit to make calls or buy data? Sure, you can do that from a vendor and pay in cash. However, there is a better way that involves the use of fcmb airtime recharge ussd code and this write up is how you can do just that.
The ussd in question is *329# and it was introduced by the bank to make banking transactions faster. To use this code to purchase airtime, you first need to be a registered customer on the platform. Let’s find out how that can be done.
Code to Top Up Airtime from FCMB
Registering for this service is easy so far as you have an account with fcmb. Just dial *329# from your linked phone number and follow the onscreen prompts to register. You will be asked to enter details about your account such as the account number and debit card number.
The most important thing during this registration is creating your recharge PIN. This 4 digit PIN should be in your memory as you would need it to carry out transactions on this platform. Choose a PIN that won’t be too difficult to remember and still not very simple for others to figure out.
After registration and creating your PIN, read below on how you can use the 329 code to top up your line/sim.
How to Use FCMB Recharge Code in 2020
If you are buying credit, it is either you are purchasing for yourself or you are purchasing for someone else. There are different ways of carrying out both and I’ll be showing you.
Buying Airtime for Self
All you need to do to buy airtime for yourself from your FCMB bank account is to dial *329*Airtime Amount# and complete the purchase by entering your PIN.
This is very simple – if you want to recharge N1,000 airtime, just dial *329*1000#. Next, enter your PIN to confirm that you are the one purchasing the airtime.
When talking about self recharge, I am not referring to all your phone numbers; it is only the phone number that is linked to your bank account that FCMB will recognize as your phone number. If you have another phone number you want to recharge, you should do so using third party recharge as the number is not recognized as yours.
Buying Airtime for Third Party
To purchase airtime for a third party – your friends, family members or your other phone numbers – all you need to do is to dial *329*Airtime Recharge*Phone Number# and complete the purchase by entering your USSD PIN.
This is as simple as the self recharge – if you want to recharge N500 airtime for a person whose phone number is 09087878787, just dial *329*500*09087878787#. Next, enter your USSD PIN to confirm that you are the one purchasing the airtime.
As you purchase airtime for yourself (Self recharge) and for others (Third party recharge), your bank account will be debited with the transaction amount if your purchase is successful. The phone number being recharged will be created with the airtime amount at the same time.
Networks You Can Recharge
As ussd that this is, it can be used to recharge any GSM network in Nigeria. The popular ones we have are MTN, Glo, Airtel, and 9Mobile, be assured that this code can be used to purchase airtime for the four of them.
Purchasing airtime with the *329# is free from bank charges as FCMB bank only deducts the amount of airtime you are paying for. Your network provider might charge low fees from your airtime balance, this fee ranges from N2 – N5.
With the FCMB code, you cannot recharge more than N5,000 in a day by default – that is the recharge limit. However, you can increase the amount by visiting your bank branch and making a request.
Why Use *329#?
I would advise you to use this code as an FCMB bank customer because it is a convenient means of purchasing airtime. You do not have to run around looking for a vendor to purchase airtime, simply sit from the comfort of your home and make your purchase.
Also, the code does not use internet connection or data so it is a step ahead of the FCMB banking app. Finally, the code is secured by a PIN so you have no worries of the money in your bank account being tampered with.
What is fcmb airtime top up code? I am sure you know the answer now and you also know how to make use of it. Do not forget the terms and conditions that apply to using it.